Celeste Quinn and listeners talk to Mitchell Allen, Valerie McWilliams, and Kathy Sweedler about financial health in tough times. Mitchell Allen, Founder and President of Debt Education and the Debt Education and Certification Foundation; author of A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health. Valerie McWilliams, J.D., Managing Attorney at the Champaign Office of the Land of Lincoln Legal Assistance Foundation. Kathy Sweedler, Consumer and Family Economics Educator at University of Illinois Extension. U of I Extension Tough Times website: http://web.extension.uiuc.edu/toughtimes/. (Story air date: Wednesday, August 26, 2009)